Analysis of DKV customer data reveals: people who are infected with covid-19 have often not returned to full health even after being discharged from hospital

Analysis of over 10,000 cases highlights trends in the corona pandemic: High blood pressure and heart disease are typical pre-existing conditions – New infections among under 20-year-olds have risen since October

Media Information, 16.11.2020

DKV Deutsche Krankenversicherung AG has evaluated data from policyholders with comprehensive and supplementary insurance who have been infected by covid-19. The results have revealed valuable insights into pre-existing conditions, the course of the disease, and how it affects patients’ health in the post-covid-19 phase.

One aspect that stood out in particular was that even after being discharged from hospital, covid-19 patients had not made a full recovery: the average expenditure on healthcare services per day increased by more than 50 per cent after the illness.

“Our evaluation shows that just because patients are no longer considered infectious does not mean that they have returned to full health. A covid-19 infection puts a strain on the patient’s health that extends far beyond the immediate impact of the disease”, stresses Dr. Clemens Muth, CEO of DKV. “The longer-term impact of a covid-19 infection is anything but trivial and should not be taken lightly.”

Covid-19 does not only affect people with underlying health conditions as is often assumed, but also people who are in good health: the survey of people with comprehensive DKV health insurance showed that prior to their infection around 15% of hospitalised covid-19 patients had not submitted any claims since 2018.

As expected, the proportion of patients who require hospital treatment and who are classified as having have a severe case of the disease rises significantly with increasing age. However, an evaluation of the age distribution of covid-19 cases since the beginning of the second wave shows very clearly that since October there have been a relatively large number of new infections in the under-20 age group. Younger patients stay in hospital for an average of six to eight days, whereas patients over 70 usually stay for 12 to 13 days.

Among patients who were hospitalised the most common underlying health conditions were heart disease and high blood pressure, and a disproportionally large number of patients had pre-existing respiratory diseases. More than half of the patients were also diagnosed with fat metabolism disorders, fatty liver disease or increased uric acid levels before or during treatment.

“Covid-19 can affect anyone. This is why the best, most effective form of protection against covid-19 remains to practice social distancing and hygiene measures to avoid being infected in the first place”, says Muth.

For further information, please contact:

Ronny Winkler

Media Relations

Tel +49 211 477-3012

About the ERGO Group AG

ERGO is one of the major insurance groups in Germany and Europe. Worldwide, the Group is represented in around 30 countries and concentrates on Europe and Asia. Four separate units operate under the umbrella of the Group: ERGO Deutschland AG, ERGO International AG, ERGO Digital Ventures AG and ERGO Technology & Services Management AG. German, international, direct and digital business as well as the global management of IT and technology services are combined there.
About 38,000 people work for the Group, either as salaried employees or as full-time self-employed sales representatives. In 2019, ERGO recorded a total premium income of 19 billion euros and rendered benefits to customers (gross) of 17 billion euros. ERGO is part of Munich Re, one of the world's leading reinsurers and risk carriers.
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This media information contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Group. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forwardlooking statements or to conform them to future events or developments.

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