An important part of our Group-wide environmental and climate protection strategy is the continuous reduction of our resource consumption and the resulting greenhouse gas emissions.
In our reporting on consumption and greenhouse gas emissions, we focus on the main direct impacts of our business operations on the environment and climate. These are the consumption of energy, paper and water, the amount of waste we produce and the kilometres travelled on business trips. The resulting greenhouse gas emissions are measured and reported in CO2 equivalents (CO2e).
With our strategy programme "Ambition 2025", we are committed to achieving net-zero emissions from our business operations across the Group by 2030. The implementation will be gradual: By 2025, we intend to have reduced our greenhouse gas emissions (CO2e) across the entire Munich Re Group by twelve percent per employee compared to 2019. We have already been offsetting unavoidable CO2e-emissions since 2015 by purchasing climate certificates.
General information
|
|
Unit |
2022 |
2021 |
2020 |
2019
(base year) |
| Total number of staff |
|
25,693
|
24,974
|
26,436 |
26,727 |
| Staff covered by the survey of environmental indicators |
% |
76.5
|
81.7
|
80.5 |
80.9 |
Staff working at a site with a certified environmental management system
|
% |
63.51
|
58.95
|
55.91 |
45.7 |
1 In 2022, our sites in Estonia, Latvia and Lithuania were certified for the first time.
2 In 2020, our site in Poland was certified for the first time. |
CO2e emissions
|
|
Unit |
2022 |
2021 |
2020 |
2019
(base year) |
| Total CO2e emissions |
t |
51,077
|
54,014
|
53,954 |
57,562
|
| Direct CO2e emissions from primary energy consumption – Scope 11 |
t |
36,307
|
39,716
|
37,539 |
36,288
|
| Indirect CO2e emissions from procured energy – Scope 22 |
t |
10,021
|
11,283
|
13,053 |
13,812
|
| Other indirect CO2e emissions – Scope 33 |
t |
4,750
|
3,015
|
3,3624 |
7,462
|
| CO2e emissions per employee |
t |
1.988
|
2.163
|
2.041 |
2.154
|
Total CO2e savings since 2019
|
% |
11.27
|
6.16
|
6.27 |
-
|
CO2e savings per employee since 2019
|
% |
7.70
|
-0.425 |
5.25 |
- |
1 Direct emissions from primary energy consumption (natural gas, heating oil, emergency diesel power, fuel for company cars).
2 Indirect emissions from procured energy (purchase of electricity, district heating, and district cooling).
3 Other indirect emissions (business trips, consumption of paper and water, waste).
4 Pandemic-related decrease in 2020 due to high work-from-home rates.
5 2021 per capita figure increased slightly by 0.42% due to the decreased total number of staff since 2019. |
Energy consumption
|
|
Unit |
2022 |
2021 |
2020 |
2019
(base year) |
Total direct energy consumption
(natural gas, natural gas for CHPs1, fuel for emergency generators) |
MWh |
144,735
|
169,780
|
161,974 |
152,369
|
| Natural gas |
MWh |
47,602
|
56,983
|
57,317 |
50,955
|
Natural gas for CHPs
|
MWh |
96,411
|
112,153
|
104,009 |
100,940
|
Fuel for emergency generator
|
MWh |
722
|
644
|
648 |
474
|
Total consumption indirect energy
(purchased electricity, district heating, district cooling)
|
MWh |
90,951
|
102,946
|
104,021 |
113,472
|
| Purchased electricity |
MWh |
15,748
|
11,338
|
17,722 |
18,964
|
| Procured green electricity |
MWh |
37,596
|
38,779
|
40,189 |
45,787
|
| District cooling |
MWh |
3,446
|
3,824
|
3,847 |
4,343
|
| District heating |
MWh |
34,161
|
49,005 |
42,263 |
44,379
|
Self-generated electricity (CHP)
|
MWh |
29,537
|
33,939
|
31,167
|
30,422
|
| Percentage of total electricity consumption from green electricity |
% |
70.5
|
77.4
|
69.4 |
70.7
|
| Total CO2e emissions from energy |
t |
39,380
|
45,709
|
45,898 |
44,700
|
| CO2e emissions from energy per employee |
t |
1.533
|
1.830
|
1.736 |
1.672
|
1 Thermal power stations with combined heat and power technology
|
| Consumption of paper1 |
|
Unit |
2022 |
2021 |
2020 |
2019
(base year) |
| Total consumption of paper |
t |
580
|
6112
|
4223 |
590
|
Paper consumption per employee
|
t |
0.023
|
0.024
|
0.016 |
0.022
|
| Share of recycled paper |
% |
4.24
|
7.94 |
21.3
|
53.9
|
| Total CO2e emissions from paper |
t |
685
|
721
|
498 |
697
|
| CO2e emissions from paper per employee |
t |
0.027
|
0.029
|
0.019 |
0.026
|
1 Printer and copy paper
2 Increase due to increased documentation requirements for customers and distributors in Poland.
3 Pandemic-related decline in 2020 due to shift to working from home and the increasing digitalisation of processes.
4 Decrease due to high paper consumption by some international entities with a low share of recycled paper. |
| Water1 |
|
Unit |
2022 |
2021 |
2020 |
2019
(base year) |
| Total water consumption |
m3 |
311,298
|
303,866
|
344,1222
|
437,457
|
| Water consumption per employee |
m3 |
12.116
|
12.167
|
13.017
|
16.368
|
| Total CO2e emissions from water consumption |
t |
219
|
214
|
242 |
308
|
| CO2e emissions from water consumption per employee |
t |
0.009
|
0.009
|
0.009 |
0.012
|
1 Our locations withdraw their water from the local (municipal) networks. Our waste water is discharged sanitary water.
2 Pandemic-related decrease in 2020 due to high work-from-home rates. |
Waste
|
|
Unit |
2022 |
2021 |
2020 |
2019
(base year) |
| Total waste |
t |
3,389
|
3,643
|
4,7351
|
5,314
|
Waste by type and disposal method1
|
|
|
|
|
|
| Recycled materials |
t |
1,863
|
2,046
|
2,525
|
2,793
|
Incinerated waste
|
t |
601
|
894
|
1,107 |
933
|
| Landfill waste |
t |
0
|
85
|
207 |
274
|
| Special disposal of waste for reuse/recovery |
t |
3
|
7
|
14 |
4 |
| Organic waste |
t |
392
|
202
|
512 |
888
|
Other waste
|
t |
529
|
409
|
370 |
422
|
| Waste per employee |
t |
0.132
|
0.146
|
0.179 |
0.199
|
| Total CO2e emissions from waste |
t |
1,606
|
1,380
|
1,606 |
1,680
|
| CO2e emissions from waste per employee |
t |
0.063
|
0.055
|
0.061 |
0.063
|
1 Pandemic-related decrease in 2020 due to high work-from-home rates.
2 The type of waste disposal greatly depends on the respective infrastructure for waste disposal and local regulations. Wherever possible, waste and recyclable materials are separated, recycled and disposed of by regional service suppliers.
|
Business travel
|
|
Unit |
2022 |
2021 |
2020 |
2019
(base year) |
| Total business travel |
km |
67,676,093
|
43,734,7291
|
46,314,3281
|
102,969,152
|
| Air travel |
km |
16,624,637
|
4,633,900
|
7,588,751
|
40,094,092
|
Automotive travel (company cars, hire vehicles)
|
km |
42,197,792
|
35,536,669
|
34,909,236
|
48,167,780
|
Rail travel and long distance bus travel2
|
km |
10,473,2573
|
3,564,161
|
3,816,341
|
14,707,280
|
Business travel per employee
|
km |
2,634
|
1,751
|
1,752 |
3,853
|
| Total CO2e emissions for business travel |
t |
9,188
|
5,991
|
5,709 |
10,177
|
| CO2e emissions for business travel per employee |
t |
0.36
|
0.24
|
0.22
|
0.38
|
|
1 Pandemic-related decline in 2020 and 2021.
2 Long distance rail travel with Deutsche Bahn and ÖBB climate-neutral due to green electricity procurement.
3 Increase in mileage due to recording of long-distance bus trips and shift from air to rail travel in Germany.
|
Notes on the environmental indicators:
All consumption data that was not available at the reporting date was estimated and extrapolated to the fully consolidated companies of the ERGO Group. Selective quantitative figures are quality assured externally for the entire Munich Re Group including ERGO.
The consumption of resources per employee refers to in-house staff and salaried field staff. Self-employed sales agents are not included in the environmental indicators.
The latest conversion factors of the Greenhouse Gas Protocol (GHG) and the Association for Environmental Management and Sustainability in Financial Institutions (VfU) are used to calculate Group wide CO2 emissions. Where possible, individual conversion factors, e.g. for company cars, are used. A market-based approach is used to calculate Scope 2 emissions from electricity consumption, taking into account that in 2022 a share of 70,5 % will come from renewable energy sources and will be calculated as emission-free. For the remaining electricity consumption, country-specific conversion factors from the GHG Protocol were used, derived from the average local electricity mix.
Sources of Greenhouse gas emissions:
- Scope 1: Direct emissions from primary energy consumption (natural gas, heating oil, emergency diesel generators, fuel for company cars)
- Scope 2: Indirect emissions from procured energy (purchase of electricity, district heating, and district cooling)
- Scope 3: Other indirect emissions (business trips, consumption of paper and water, waste)