Our key financial figures

Consolidated result, premium income or expenses for claims and benefits to customers are some of the key figures recording the development of our business as compared to the previous year. We also show how business was divided across the different lines of business. 

Overview of ERGO Group



2022 2021 Change previous year (%)
Total premium income € million 20,059 19,166 4.7
Gross premiums written € million 19,058 18,213
4.6
Expenses for claims and benefits (net) € million 14,758 17,210
-14.2
Investment result € million 3,383 3,734
-9.4
Operating result € million 1,008 822 22.7
Consolidated result € million 826 605
36.6
Investments € million 125,741 140,683 -10.6
Technical provisions (net) € million 127,228 135,585 -6.2
Registered representatives 13,020 12,347 5.5
Salaried employees 25,693 24,974
2.9


Total premium income 1 - business fields



2022 2021 Change previous year (%)
Life Germany € million 3,607 3,540
1.9
Health Germany (incl. Travel) € million 5,976 5,513 8.4
Property-casualty Germany € million 4,198 3,919 7.1
Digital Ventures € million 883 855
3.2
International € million 5,396 5,339 1.1
Total € million 20,059 19,166 4.7

1 Fully consolidated Group values