Media information, 7 January 2026

Product relaunch: ERGO vending machine insurance

With its revised vending machine insurance, ERGO offers flexible solutions in the vending market.

Ein Mann und eine Frau stehen vor einem Verkaufsautomaten.

The market for vending machines continues to grow rapidly. With a sales increase of 18.7% in 2024, the vending-machine industry in Germany posted a new high of 4.62 billion euros. There are now over 620,000 food and beverage vending machines across the country – and more are being added all the time. Germany is one of the most important markets in Europe, but still has great potential for expansion compared with other countries. ERGO has relaunched its vending-machine insurance to address this encouraging growth and to meet the evolving needs of machine owners.

Automated points of sale are becoming increasingly important in more and more sectors and places – including railway stations, urban locations and rural areas. Our new product generation offers customised insurance solutions that can be easily adapted to different business models. Our focus is on the real needs of vending-machine owners, be they small regional businesses or large operating companies.

Eduard Stückelmaier Head of Specialty Insurance at ERGO Versicherung AG

The most important innovations at a glance:

  • Attractive premium rates for indoor vending machines
  • Customisable cover solutions for specialty vending machines
  • Deductibles from 250 euros
  • Flexible contracts, especially for high-volume business

The updated vending-machine covers address burgeoning diversity in the vending-machine market – including traditional units for snacks and beverages as well as smart stores and regional direct-marketing solutions. Owners benefit from broad cover options for many different products and innovative contract options that meet the requirements of today’s digital vending world.

Portrait / Foto: Olaf Bläser

Our customers’ success serves as our benchmark. With ERGO vending machine insurance, we are positioning ourselves in a dynamic market characterised by digitalisation, sustainability and continually changing buying habits. We want to grant peace of mind to machine owners, enabling them to focus on growing their business and tapping into new income opportunities.

Olaf Bläser Chair of the Board of Management at ERGO Versicherung AG and member of the Board of Management of ERGO Deutschland AG responsible for property-casualty insurance

Product image ERGO vending machine insurance


Note: The image may be used free of charge and licence fees for reporting on the companies and brands of ERGO Group AG, provided the source is stated (source: ERGO Group).

Produktbild der ERGO Automatenversicherung

If you have any questions, please contact

Claudia Wagner

ERGO Group AG
Media Relations

Tel +49 211 477-2980
claudia.wagner@ergo.de
mediarelations@ergo.de

Heike Linden

Further information

ERGO is one of the leading international insurance groups and operates in over 20 countries worldwide. The Company offers its retail and corporate customers a broad product portfolio in all the main classes of insurance as well as comprehensive assistance and other services. Three units operate under the umbrella of ERGO Group AG: ERGO Deutschland AG, ERGO International AG and ERGO Technology & Services Management AG. The German and international businesses as well as the global management of IT and technology services are organized in these units. About 37,000 people work either as salaried employees or self-employed sales representatives for the Group. In the 2024 financial year, ERGO generated insurance revenue of 20.8 billion euros and a net result of 810 million euros. ERGO is part of Munich Re, one of the world's leading reinsurers and risk carriers.
More at www.ergo.com

This media information contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Group. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forward-looking statements or to conform them to future events or developments.

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