Tech Trend Radar 2026
Which technologies are shaping the future of insurance?
The Tech Trend Radar 2026 provides a concise overview of the most relevant technology trends and solutions for the global insurance industry. The Radar is a joint initiative by ERGO and Munich Re and is now in its 13th edition. Each year, experts from both companies identify, aggregate and assess future trends to show how mature they are and how strongly they are expected to impact insurance.
In the 2026 edition, 23 key trends are highlighted and grouped into four trend fields:
- Data & AI – data‑driven technologies and business solutions based on artificial intelligence and advanced analytics.
- Healthy Human – technologies that support prevention, diagnosis and healthier lives, with a focus on life and health insurance.
- Cyber & Crypto – secure transactions, digital trust and resilient methods of data processing and transmission.
- Redefining Industries – technologies that are structurally reshaping sectors and business models, such as renewable energy, new mobility concepts and robotics.
These trends are considered to be the technologies with the greatest potential to have a lasting impact on risk assessment, operational resilience and strategic decisions within insurance companies. Examples include ‘AI Agents’, ‘AI‑augmented Software Engineering’ and ‘World Models’ in the field of artificial intelligence, new digital health solutions, the concept of a ‘Digital Immune System’ in cybersecurity, as well as ‘Autonomous Mobility’ and ‘Humanoid Robots’, which are set to transform the overall risk landscape.
The Tech Trend Radar 2026 helps insurers and partners understand the key technological drivers for the industry and translate their economic implications into concrete, forward‑looking decisions.
Download the Tech Trend Radar 2026 and explore where technology is creating the most relevant opportunities and risks for insurance.
