Media Information, 18 February 2026
ERGO and ver.di agree on Social Framework Agreement until 2030
On the occasion of the third ERGO strategy program, both parties have agreed on new social guidelines in order to continue shaping the upcoming transformation process in Germany in a spirit of partnership and with particular regard for social responsibility.
On February 18th 2026, representatives of ERGO's management and the ver.di trade union signed a comprehensive Social Framework Agreement (“Sozialer Ordnungsrahmen”), with a term until 2030, which replaces the framework agreement that has been in force since 2021.
Like the previous agreements, the new agreement includes, in particular, a waiver of compulsory redundancies due to operational reasons, extensive protection of locations, and a clear commitment to training and qualification of the workforce.
As part of its new strategy program running until 2030, ERGO is pursuing the goal of significantly strengthening its international profile, positioning itself as a predominantly technology-driven company, and thus becoming one of the most profitable primary insurers internationally. In addition to continuing to strengthen its core business, the systematic use of artificial intelligence and the continuous development of the organization will play a decisive role in this.
For ERGO, the success of its previous strategy programs is also closely linked to its social partnership with ver.di. Building on this foundation, the two parties have now reached an agreement on an additional Social Framework Agreement for the third ERGO strategy program. This agreement aims to provide transparent support for the associated changes in Germany. Furthermore, it is designed to protect the interests of the workforce in the long term. The Group Works Council has also already approved this framework.
With our new strategy program, we are once again pursuing ambitious goals. This requires investments in new technologies and growth, as well as security, transparency, and development opportunities for our employees.
Together with ver.di and the Group Works Council, we are laying the foundation for a successful, future-oriented transformation and continuing to pursue a responsible approach marked by high social standards.
Through constructive negotiations, we have succeeded in agreeing on social guidelines in a new collective agreement. In times of transformation, this creates security, transparency, and reliable prospects for employees. Such an agreement can serve as a model for other companies in the prosperous financial services industry, which all face similar challenges. One thing is clear: anyone who announces investments and growth must also demonstrate social responsibility. The high social standards of this new collective agreement provide a profound basis for this. ver.di will accompany the implementation of these agreements constructively and closely.
Waiver of compulsory redundancies due to operational reasons
Under the new Social Framework Agreement, compulsory redundancies due to operational reasons are excluded. With this, ERGO is ensuring stability and job security in economically challenging times, both now and in the future.
Extensive protection of locations
At the same time, the company provides extensive protection for its seven office locations in Berlin, Düsseldorf, Hamburg, Cologne, Mannheim, Munich, and Nuremberg, as well as for the regional directorates of its exclusive sales organization.
Future viability through training and reskilling
With comprehensive training and reskilling measures – in particular through the establishment of its own ERGO Reskilling Academy – ERGO will enable its employees to take on new areas of responsibility within the Group and also consistently strengthen their digital, English language, and intercultural skills. In addition, vocational trainings at all office locations and within the sales organization will remain a central component of the HR strategy.
Further information
This media information contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Group. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forward-looking statements or to conform them to future events or developments.