For many years now, ERGO has assumed responsibility for the environment. We actively support climate protection with our climate-neutral business operations.
A key component of our Group-wide environmental and climate protection strategy is the continuous reduction of our consumption of resources and the resulting CO2 emissions. In our reporting on our consumption of resources and CO2 emissions, we focus on the main direct impacts of our business operations on the environment and climate. These are the consumption of paper, energy and water, the waste we produce and the number of business trips made. The resulting CO2 emissions are measured and validated on a random basis by external auditors for the entire Munich Re Group including ERGO. We have been climate -neutral throughout the Group since 2015. With our climate protection programme "Climate Ambition 2025", we are committed to converting our business operations across the Group to net zero emissions by 2030. The implementation process will be a gradual one: by 2025, we aim to have reduced our carbon emissions by 12 percent per employee compared to 2019.
General information
|
|
Unit |
2021 |
2020 |
2019
(base year) |
| Total number of staff |
|
24,974
|
26,436 |
26,727 |
| Staff covered by the survey of environmental indicators |
% |
81.2
|
80.5 |
80.9 |
Staff working at a site with a certified environmental management system
|
% |
58.95
|
55.91 |
45.7 |
|
1 In 2020, our site in Poland was ISO14001 certified. |
Carbon emissions
(CO2)
|
|
Unit |
2021 |
2020 |
2019
(base year) |
| Total carbon emissions |
t |
54,014
|
53,954 |
57,562
|
| Direct carbon emissions from primary energy consumption – Scope 11 |
t |
39,716
|
37,539 |
36,288
|
| Indirect carbon emissions from procured energy – Scope 22 |
t |
11,283
|
13,053 |
13,812
|
| Other indirect carbon emissions – Scope 33 |
t |
3,015
|
3,3624 |
7,462
|
| Carbon emissions per employee |
t |
2.163
|
2.041 |
2.154
|
Total carbon savings since 2019
|
% |
6.16
|
6.27 |
-
|
Carbon savings per employee since 2019 (kg CO2)
|
% |
-0.425 |
5.25 |
- |
1 Direct emissions from primary energy consumption (natural gas, heating oil, emergency diesel power, fuel for company cars).
2 Indirect emissions from procured energy (purchase of electricity, district heating, and district cooling).
3 Other indirect emissions (business trips, consumption of paper and water, waste).
4 Pandemic-related decrease in 2020 due to high home-office rates.
5 2021 per capita figure increased slightly by 0.42% due to the decreased total number of staff since 2019. |
Energy consumption
|
|
Unit |
2021 |
2020 |
2019
(base year) |
Total direct energy consumption
(natural gas, natural gas for CHPs1, fuel for emergency generators) |
MWh |
169,780
|
161,974 |
152,369
|
| Natural gas |
MWh |
56,983
|
57,317 |
50,955
|
Natural gas for thermal power plants
|
MWh |
112,153
|
104,009 |
100,940
|
Fuel for emergency generator
|
MWh |
644
|
648 |
474
|
Total consumption indirect energy
(purchased electricity, district heating, district cooling)
|
MWh |
102,946
|
104,021 |
113,472
|
| Purchased electricity |
MWh |
11,338
|
17,722 |
18,964
|
| Procured green electricity |
MWh |
38,779
|
40,189 |
45,787
|
| District cooling |
MWh |
3,824
|
3,847 |
4,343
|
| District heating |
MWh |
49,005 |
42,263 |
44,379
|
Self-generated electricity (CHP)
|
MWh |
33,939
|
31,167
|
30,422
|
| Percentage of total electricity consumption from green electricity |
% |
77.4
|
69.4 |
70.71
|
| Total carbon emissions from energy |
t |
45,709
|
45,898 |
44,700
|
| Carbon emissions from energy per employee |
t |
1.830
|
1.736 |
1.672
|
1 Thermal power stations with combined heat and power technology
|
| Consumption of paper1 |
|
Unit |
2021 |
2020 |
2019
(base year) |
| Total consumption of paper |
t |
6112
|
4223 |
590
|
Paper consumption per employee
|
t |
0.024
|
0.016 |
0.022
|
|
Share of recycled paper
|
% |
7.94 |
21.3
|
53.9
|
| Total carbon emissions from paper |
t |
721
|
498 |
697
|
| Carbon emissions from paper per employee |
t |
0.029
|
0.019 |
0.026
|
1 Printer and copy paper
2 Increase due to increased documentation requirements for customers and distributors in Poland.
3 Pandemic-related decline in 2020 due to shift to home office and the increasing digitalisation of processes.
4 Decrease in the Group-wide share due to high paper expenditure in specific international companies with a simultaneously low share of recycled paper.” |
| Water1 |
|
Unit |
2021 |
2020 |
2019
(base year) |
| Total water consumption |
m3 |
303,866
|
344,1222
|
437,457
|
| Water consumption per employee |
m3 |
12.167
|
13.017
|
16.368
|
| Total carbon emissions from water consumption |
t |
214
|
242 |
308
|
| Carbon emissions from water consumption per employee |
t |
0.009
|
0.009 |
0.012
|
1 Our locations withdraw their water from the local (municipal) networks. Our waste water is discharged sanitary water.
2 Pandemic-related decrease in 2020 due to high home-office rates.
|
Waste
|
|
Unit |
2021 |
2020 |
2019
(base year) |
| Total waste |
t |
3,643
|
4,7351
|
5,314
|
Waste by type and disposal method1
|
|
|
|
|
| Recycled materials |
t |
2,046
|
2,525
|
2,793
|
Incinerated waste
|
t |
894
|
1,107 |
933
|
| Special disposal of waste for reuse/recovery |
t |
85
|
207 |
274
|
|
Organic waste |
t |
7
|
14 |
4 |
| Compost |
t |
202
|
512 |
888
|
Other waste
|
t |
409
|
370 |
422
|
| Waste per employee |
t |
0.146
|
0.179 |
0.199
|
| Total carbon emissions from waste |
t |
1,380
|
1,606 |
1,680
|
| Carbon emissions from waste per employee |
t |
0.055
|
0.061 |
0.063
|
1 Pandemic-related decrease in 2020 due to high home-office rates.
2 The type of waste disposal greatly depends on the respective infrastructure for waste disposal and local regulations. Wherever possible, waste and recyclable materials are separated, recycled and disposed of by regional service suppliers.
|
Business travel
|
|
Unit |
2021 |
2020 |
2019
(base year) |
| Total business travel |
km |
43,734,729
|
46,314,3281
|
102,969,152
|
| Air travel |
km |
4,633,900
|
7,588,751
|
40,094,092
|
Automotive travel (company cars, hire vehicles)
|
km |
35,536,669
|
34,909,236
|
48,167,780
|
Rail travel2
|
km |
3,564,161
|
3,816,341
|
14,707,280
|
Business travel per employee
|
km |
1,751
|
1,752 |
3,853
|
| Total carbon emissions for business travel |
t |
5,991
|
5,709 |
10,177
|
| Carbon emissions for business travel per employee |
t |
0.24
|
0.216
|
0.377
|
1 Pandemic-related decline in 2020.
2 In Germany, long-distance rail travel with Deutsche Bahn has been climate-neutral since 1 July 2011 due to the use of green electricity.
|
Notes on the environmental indicators:
An important component of our Group-wide environmental and climate protection strategy is the continuous reduction of our resource consumption and our resulting carbon emissions. In our reporting on consumption and carbon emissions, we focus on the significant direct impacts of our business operations on the environment and climate – namely our consumption of energy, the number of business trips undertaken, paper, water and the amount of waste we produce. The resulting CO2 emissions are measured and selective quantitative figures are quality assured externally for the entire Munich Re Group including ERGO.
The consumption of resources per employee refers to in-house staff and salaried field staff. Self-employed sales agents are not included in the environmental indicators.
The latest conversion factors of the Greenhouse Gas Protocol (GHG) and the Association for Environmental Management and Sustainability in Financial Institutions (VfU) are used to calculate Group wide CO2 emissions. Where possible, individual conversion factors, e.g. for company cars, are used. A market-based approach is used to calculate Scope 2 emissions from electricity consumption, taking into account that in 2021 a share of 77,4 % will come from renewable energy sources and will be calculated as emission-free. For the remaining electricity consumption, country-specific conversion factors from the GHG Protocol were used, derived from the average local electricity mix.
CO2 emission sources:
- Scope 1: Direct emissions from primary energy consumption (natural gas, heating oil, emergency diesel generators, fuel for company cars)
- Scope 2: Indirect emissions from procured energy (purchase of electricity, district heating, and district cooling)
- Scope 3: Other indirect emissions (business trips, consumption of paper and water, waste)