DKV AG extends product range with a new comprehensive health insurance in the high-end segment

“There is great demand for comprehensive insurance in the high-end segment. Since the coronavirus pandemic started, more and more people have been looking for the best possible protection in the event of illness,” explained Marcel Röttgen, member of the Board of Management of DKV Deutsche Krankenversicherung AG and responsible for product development. “With the extensive benefits of the new PremiumMed tariff, which are innovative and in some cases unique, we are extending our multiple award-winning BestMed tariff range and clearly differentiating ourselves from the market with the comprehensive benefits promised.”

First-class range of benefits with a family focus

Among other things, the PremiumMed tariff offers excellent dental benefits with no dental care scale and no maximum limit for implants. Up to €1,500 is refunded for visual aids within a period of 24 months, as are costs up to €1,500 per eye for refractive eye surgery (Lasik). With PremiumMed, customers can obtain medical appointments with top specialists within five working days. The new tariff also includes special benefits for families: on top of a lump sum payment of €1,500 per birth, it also pays a lump sum if the customer is receiving a parental allowance. This is paid at a rate of €600 per month for up to 6 months, in other words up to a maximum of €3,600. These and many of the other benefits are not subject to an optional excess, nor do they affect any guaranteed or additional results-related premium. “With this double financial reward for health-conscious behaviour, DKV offers one of the best premium refund models in the comprehensive health insurance market,” Röttgen said.

Range of tariff variants

The tariff is offered with the excess variants €0, €300 or €1,500. There is also a special premium rate for students and trainees. When the requirements for the education variant are no longer met, the insurance cover can be continued with the same pricing – for a premium that includes establishing ageing reserves.

Top rating for PremiumMed

Thanks to its high performance, the PremiumMed rating has won top marks from various rating agencies, for example Franke und Bornberg. In the latest analysis by the Assekurata Assekuranz rating agency of November 2021, the tariff was awarded a “very good” rating in the “Top Protection” category.