How can the risk to a specific site be assessed at all?
Sarah Reuter: We do this in two steps. First, we combine individual climatic parameters – including lightning density, drought, relative humidity and surface winds – into an overall wildfire potential. This shows where conditions are conducive to fires. But that alone is not enough. A high potential in a desert does not mean much, because there is hardly any combustible material.
Only when we add an assessment of whether, and what type of, vegetation is present at a site do we gain a complete picture of the wildfire hazard.
KA Köln.Assekuranz provides such an assessment as part of its climate risk and vulnerability analysis, by combining climatic conditions with information on land use and vegetation.