Key figures

The key figures of the insurance group.

Overview of ERGO Group



2019 2018 Change previous year (%)
Total premium income € million 18,880 18,688 1.0
Gross premiums written € million 17,650 17,778 -0.7
Expenses for claims and benefits (net) € million 17,390 15,121 15.0
Investment result € million 4,504 3,983 13.1
Operating result € million 1,391 1,261 10.4
Consolidated result € million 440 412 6.9
Investments € million 137,695 132,090 4.2
Technical provisions (net) € million 132,604 127,938 3.6
Registered representatives 11,442 11,620 -1.5
Salaried employees 25,781 28,522 -9.6


Total premium income 1 - business fields



2019 2018 Change previous year (%)
Life Germany 3 € million 3,907 3,433 13.8
Health Germany (incl. Travel) € million 5,560 5,448 2.1
Property-casualty Germany € million 3,500 3,377 3.6
Digital Ventures 2,3 € million 765 1,093 -30.0
International € million 5,148 5,337 -3.5
Total € million 18,880 18,688 1.0

1 Fully consolidated Group values
2 Since 2019, the direct insurance business has been continued under the name Digital Ventures.
3 With retroactive effect from 1 January 2019, ERGO Direkt Lebensversicherung AG was merged from the Digital Ventures business field into ERGO Vorsorge Lebensversicherung AG in the Life Germany business field.