Car with built-in insurance: ERGO Mobility Solutions and Cazoo launch cooperation in Germany

With “Easy Start insurance”, Cazoo customers will receive free motor insurance for a limited time when buying a vehicle

Media Information, 15.12.2021

ERGO Mobility Solutions (EMS), ERGO’s automotive and mobility subsidiary, and the British online car dealer Cazoo will be cooperating on the German market in the future. With their “Easy Start insurance”, the partners will also be presenting a new product that fully embeds motor insurance into the digital buying process.


“The new product is a real innovation in the German used-car market and means considerable simplification of the buying process”, says Karsten Crede, Member of the Board of Management of ERGO Digital Ventures AG and responsible for ERGO Mobility Solutions. He adds: “We’re convinced that buying a car and arranging insurance shouldn’t be any different to buying other products on the internet.”

Used cars with integrated fully comprehensive insurance
With “Easy Start insurance”, customers will have the possibility of buying a car with built-in motor insurance in the future. The cost of the integrated insurance solution is covered by Cazoo. This will make buying a car a one-stop shopping experience. This optional, free offer for customers includes motor insurance for the first few days after the car is delivered. After that, customers can arrange their own motor insurance through the insurtech company nexible, with the simple click of a mouse. nexible is the ERGO Group’s digital insurer offering fully digital motor insurance with excellent service.

Real added value for customers
With their “Easy Start insurance”, ERGO Mobility Solutions and Cazoo have created real added value for all their customers. The solution enables buyers to concentrate fully on testing their vehicle after delivery, instead of having to worry about insurance and registration. “Easy Start insurance” keeps these bureaucratic processes away from customers, thus placing the focus on the buying experience and the vehicle.

Long-term partnership
The launch of “Easy Start insurance” marks the start of a long-term, innovative cooperation between EMS and Cazoo. “Through this cooperation, we are underscoring our ambition to be the leaders in Germany in developing and offering the most modern digital and integrated motor insurance solutions”, says Crede. “In our cooperation with Cazoo, we see further potential to integrate insurance more deeply into the car platform, in order to be able to better address customer needs and offer an even more convincing customer journey.”

Karsten Crede

Member of the Board of Management of ERGO Digital Ventures  AG, Chairman of the Board of Management of ERGO Direkt Versicherung AG

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About the ERGO Group AG
ERGO is one of the major insurance groups in Germany and Europe. Worldwide, the Group is represented in around 30 countries and concentrates on Europe and Asia. Four separate units operate under the umbrella of the Group: ERGO Deutschland AG, ERGO International AG, ERGO Digital Ventures AG and ERGO Technology & Services Management AG. German, international, direct and digital business as well as the global management of IT and tech-nology services are combined there.
About 38,000 people work for the Group, either as salaried employees or as full-time self-employed sales representatives. In 2020, ERGO recorded a total premium income of over 18 billion euros and rendered benefits to customers (gross) of around 16 billion euros. ERGO is part of Munich Re, one of the world's leading reinsurers and risk carriers.
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This media information contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Group. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forwardlooking statements or to conform them to future events or developments.

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