Unsere Umweltkennzahlen

For many years now, ERGO has assumed responsibility for the environment. We actively support climate protection with our climate-neutral business operations.

A key component of our Group-wide environmental and climate protection strategy is the continuous reduction of our consumption of resources and the resulting CO2 emissions. In our reporting on our consumption of resources and CO2 emissions, we focus on the main direct impacts of our business operations on the environment and climate. These are the consumption of paper, energy and water, the waste we produce and the number of business trips made. The resulting CO2 emissions are measured and validated on a random basis by external auditors for the entire Munich Re Group including ERGO. ERGO has exceeded our Group-wide target of reducing our carbon footprint by 35% by 2020 compared to 2009. In 2020, we were able to reduce our Group-wide COemissions by 51.6 percent per employee.

General information

2020 2019 2018 2009
(base year)
Total number of staff
226,436 26,727 28,522 33,152
Staff covered by the survey of environmental indicators % 80.5 80.9 81.7 16.3
Staff working at a site with a certified environmental management system
% 55.91 45.7 42.4 16.3
1 In 2020, our site in Poland was ISO14001 certified. 

 

Carbon emissions (CO2)

2020 2019 2018 2009
(base year)
Total carbon emissions t 53,954 57,562
62,510 131,216
Direct carbon emissions from primary energy consumption – Scope 11 t 37,539 36,288
37,946 55,648
Indirect carbon emissions from procured energy – Scope 22 t 13,053 13,812
16,803  62,869
Other indirect carbon emissions – Scope 33 t 3,3624 7,462
7,761 12,699
Carbon emissions per employee1 t 2.041 2.154
2.196 4.213
Carbon savings per employee since 2009
t 51.55 48.87
47.88
 
1 Direct emissions from primary energy consumption (natural gas, heating oil, emergency diesel power, fuel for company cars).
2 Indirect emissions from procured energy (purchase of electricity, district heating, and district cooling).
3 Other indirect emissions (business trips, consumption of paper and water, waste).
4 Pandemic-related decrease in 2020 due to high home-office rates.             

Energy consumption

2020 2019 2018 2009
(base year)

Total direct energy consumption
(natural gas, natural gas for CHPs, fuel for emergency generators)
MWh 161,974 152,369
159,853 188,935
Natural gas MWh 57,317 50,955
56,236 146,993
Natural gas for thermal power plants
MWh 104,009 100,940
103,095 41,471
Fuel for emergency generator 
MWh 646 474
523 471
Total consumption indirect energy
(purchased electricity, district heating, district cooling)
MWh 104,021 113,472
123,228 204,325
Purchased electricity MWh 17,722 18,964
22,658 123,398
Procured green electricity MWh 40,189 45,787
46,863 12,620
District cooling MWh 3,847 4,343
4,958 5,136
District heating MWh 42,263 44,379
48,749 63,171
Percentage of total electricity consumption from green electricity in % 69.4 70.71
67.41 9.28
Total carbon emissions from energy t 45,896 44,700
49,210 101,257
Carbon emissions from energy per employee t 1.736 1.672
1.725 3.251


Consumption of paper1

2020 2019 2018 2009
(base year)
Total consumption of paper t 4222 590
728 1,165
Paper consumption per employee
t 0.016 0.022
0.026 0.037
Share of recycled paper

%

21.3

53.9

49.4

53.9

Total carbon emissions from paper t 498 697
859 1,397
Carbon emissions from paper per employee t 0.019 0.026
0.030 0.045
1 Printer and copy paper
2 Pandemic-related decline in 2020 due to shift to home office and the increasing digitalisation of processes.          

Water1

2020 2019 2018 2009
(base year)
Total water consumption m3 344,1222
437,457
415,652 470,273
Water consumption per employee m3 13.017
16.368
14.573 15.098
Total CO2 emissions from water consumption t 242 308
292 348
CO2 emissions from water consumption per employee t 0.009 0.012
0.010 0.011
1 Our locations withdraw their water from the local (municipal) networks. Our waste water is discharged sanitary water.
2 Pandemic-related decrease in 2020 due to high home-office rates.

Waste

2020 2019 2018 2009
(base year)
Total waste t 4,7351
5,314
6,320  10,558
Waste by type and disposal method1
   
Recycled materials t 2,525
2,793
3,570 6,951
Incinerated waste            
t 1,107 933
1,371 1,741
Special disposal of waste for reuse/recovery t 207 274
2782 572
Organic waste t 14 4 1 146
Compost t 512 888
655 946
Other waste            
t 370 422
4453 202
Waste per employee t 0.179 0.199
0.222 0.339
Total carbon emissions from waste t 1,606 1,680
1,957 1,853
Carbon emissions from waste per employee t 0.061 0.063
0.069 0.059
1 Pandemic-related decrease in 2020 due to high home-office rates.
2 The type of waste disposal greatly depends on the respective infrastructure for waste disposal and local regulations. Wherever possible, waste and recyclable materials are separated, recycled and disposed of by regional service suppliers.

Business travel

2020 2019 2018 2009
(base year)

Business trips
km 46,314,3281
102,969,152
102,452,202 153,116,204
Air travel km 7,588,751
40,094,092
39,209,702 45,577,642
Automotive travel (company cars, hire vehicles)
km 34,909,236
48,167,780
49,706,634 90,195,858 
Rail travel2
km 3,816,341
14,707,280
13,535,866 17,343,704
Business travel per employee
km 1,752 3,853
3,592 4,916
Total carbon emissions for business travel t 5,709 10,177
10,191 26,360
Carbon emissions for business travel per employee t 0.216
0.377
0.357 0.846
1 Pandemic-related decline in 2020.
2 In Germany, long-distance rail travel with Deutsche Bahn has been climate-neutral since 1 July 2011 due to the use of green electricity.

Notes on the environmental indicators:

An important component of our Group-wide environmental and climate protection strategy is the continuous reduction of our resource consumption and our resulting carbon emissions. In our reporting on consumption and carbon emissions, we focus on the significant direct impacts of our business operations on the environment and climate – namely our consumption of paper, energy and water; the amount of waste we produce; and the number of business trips undertaken. External quality-assurance specialists measure and spot-check the resulting carbon emissions for the entire Munich Re Group, including ERGO.

The consumption of resources per employee refers to in-house staff and salaried field staff. Self-employed field agents are not included in the environmental indicators.
To calculate the Group-wide carbon savings targets from 2009 to 2015 (target: –10% kg of carbon per employee), we used in each case the 2011 conversion factors of the Greenhouse Gas Protocol (GHG) and the Association for Environmental Management and Sustainability in Financial Institutions (VfU). Green electricity was not included in the accounting, thereby ensuring that the quantitative values remain comparable over the target period.

In 2015, a new environmental and climate protection strategy was adopted by the Board of Management. The carbon savings target was expanded. From 2009 to 2020, 35% were to be saved in terms of kilogram of carbon per employee. ERGO has exceeded this target: 2020, we have reduced our Group-wide carbon emissions by 51.6 percent per employee. As of 2016, the Group’s carbon emissions are calculated on the basis of the latest conversion factors of the GHG Protocol and the VfU. The GHG Protocol is used for the conversion of Scope 1 emissions (direct energy), for electricity falling under Scope 2 emissions (indirect energy), and for the “short and long flights” components of the “business trips” element of Scope 3 emissions. Electricity from renewable sources is deemed as having zero emissions. Country-specific conversion factors were used for the remaining electricity consumption. The VfU conversion factors are taken as the basis for calculating the Scope 2 emissions “district heating” and the Scope 3 emissions for paper, water and waste, as well as the “company vehicles, taxis, hire vehicles, train journeys” components of the “business trips” element. Business trips with company cars are calculated using individual factors, if available. If not available, the VfU conversion factor is used.

CO2 emission sources:

  • Scope 1: Direct emissions from primary energy consumption (natural gas, heating oil, emergency diesel generators, fuel for company cars)
  • Scope 2: Indirect emissions from procured energy (purchase of electricity, district heating, and district cooling)
  • Scope 3: Other indirect emissions (business trips, consumption of paper and water, waste)