Our key financial figures

Consolidated result, premium income or expenses for claims and benefits to customers are some of the key figures recording the development of our business as compared to the previous year. We also show how business was divided across the different lines of business. 

Overview of ERGO Group



2017 2016 1) Change previous year (%)
Total premium income € million 18,548 18,589 -0.2
Gross premiums written € million 17,546 17,388 0.9
Expenses for claims and benefits (net) € million 17,336 17,187 0.9
Investment result € million 4,851 5,291 -8.3
Operating result € million 1,168 1,106 5.6
Consolidated result € million 273 41 568.2
Investments € million 132,616 129,229 2.6
Technical provisions (gross) € million 129,381 127,485 1.5
Registered representatives 12,596 15,570 -19,1
Salaried employees 29,721 30,514
-2.6


Total premium income 2) - business fields



2017 2016 Change previous year (%)
Life Germany € million 3,525 3,735 -5.6
Health € million 4,855 4,727 2.7
Property-casualty Germany € million 3,293 3,194 3.1
Direct insurance € million 1,057 1,094 -3.4
Travel insurance € million 464 452 2.7
International € million 5,352 5,3871)
-0.6
Total € million 18,548 18,5891) -0.2

1) Previous year's figures including the international primary health business of Munich Re
2) Fully consolidated Group values