Our key financial figures

Consolidated result, premium income or expenses for claims and benefits to customers are some of the key figures recording the development of our business as compared to the previous year. We also show how business was divided across the different lines of business. 

Overview of ERGO Group



2021 2020 Change previous year (%)
Total premium income € million 19,166 18,448 3.9
Gross premiums written € million 18,213
17,569 3.7
Expenses for claims and benefits (net) € million 17,210
16,083 7.0
Investment result € million 3,734
4,206 -11.2
Operating result € million 822 1,002
-18.0
Consolidated result € million 605
517 16.9
Investments € million 140,683 141,701 -0.7
Technical provisions (net) € million 135,585 135,335 0.2
Registered representatives 12,347 11,497 7.4
Salaried employees 24,974
26,436 -5.5


Total premium income 1 - business fields



2021 2020 Change previous year (%)
Life Germany € million 3,540
3,515 0.7
Health Germany (incl. Travel) € million 5,513 5,372 2.6
Property-casualty Germany € million 3,919 3,677 6.6
Digital Ventures € million 855
800 6.9
International € million 5,339 5,083 5.0
Total € million 19,166 18,448 3.9

1 Fully consolidated Group values