Mindestzuführungsverordnung - 2018

Beteiligung der Versicherten an den Erträgen

Nachfolgend finden Sie die Angaben zur Beteiligung der Versicherten an den Erträgen der ERGO Lebensversicherung AG, ERGO Vorsorge Lebensversicherung AG, ERGO Direkt Lebensversicherung AG und der Victoria Lebensversicherung AG für das Geschäftsjahr 2018 gemäß § 15 der Mindestzuführungsverordnung (MindZV).

  • The Munich Re (Group) Code of Conduct for all salaried employees, senior executives and members of the Boards of Management of Munich Re and its companies* provides guidance for legally impeccable behaviour based on ethical principles. With the Code of Conduct, we express our understanding of value-based management. The Code of Conduct also includes a procedure to report any legal violations in order to be able to immediately act on any possible misconduct.

    Code of Conduct Munich Re (Group) (PDF)

    *ERGO is part of Munich Re

  • The German Stock Corporation Act requires stock corporations to have Articles of Association. They determine the company’s legal name and the registered residence, as well as the amount of share capital and the number of members on the Board of Management and the Supervisory Board.

    ERGO Articles of Association (German version, PDF)
  • ERGO and the companies belonging to the Group acknowledge their responsibility for environmental protection and sustainability. The sustained protection of environment and society is an investment into the future. We consider environmental protection as an essential part of our corporate governance. Our aim is to protect and preserve the environment and the natural basis of life for today’s and future generations.

    ERGO Environmental Guidelines (PDF)

  • Since 2017, Munich Re publishes a separate non-financial statement for the Group as a whole, including ERGO, in accordance with Sections 289b (3) and 315 (b) of the German Commercial Code (HGB).

    Non-financial statement Munich Re

    You can find detailed non-financial information on ERGO under “Sustainability Reporting”.

    ERGO Sustainability Reporting