Our key financial figures

Consolidated result, premium income or expenses for claims and benefits to customers are some of the key figures recording the development of our business as compared to the previous year. We also show how business was divided across the different lines of business, with the share of international business once again on the rise.

Overview of ERGO Group
2016 2015 Change previous year (%)
Total premium income € million
17,235 17,867 -3.5
Gross premiums written € million
16,034 16,535 -3.0
Expenses for claims and benefits (net) € million
16,088 16,474 -2.3
Investment result € million
5,228 4,475 16,.8
Operating result € million
1,006 598 68.2
Consolidated result € million
-40 -227 82.6
Investments € million
126,917 122,781 3.4
Technical provisions (net) € million
125,853 122,718 2.6
Registered representatives 15,570 15,166 2.7
Salaried employees 28,217 28,487
-0.9


Total premium income* - business fields
2016 2015 Change previous year (%)
Life Germany € million
3,735
4,016
-7.0
Health € million
4,727 4,752 -0.5
Property-casualty Germany € million
3,194 3,162 1.0
Direct insurance € million
1,094 1,104 -0.9
Travel insurance € million
452 449 0.5
International
€ million
4,032 4,382 -8.0
Total € million
17,235 17,867 -3.5
* Fully consolidated Group values