ERGO offers new home contents and accident insurance as modules

Press release 20 March 2017

ERGO Versicherung extends uniform modular product strategy for private line business: optimised products for home contents and accident cover to be available from mid-March, to include a low-cost basic product and can be supplemented module by module – right up to premium cover. Extensive services complete the offer.

The new products cover the entire spectrum of security and flexibility: everything is possible – from inexpensive life insurance to comprehensive premium cover. “Customers want insurance that is tailor-made and affordable. Our modular product line is the answer to this trend.” explains Markus Hofmann, Chairman of the Board of Management at ERGO Versicherung AG. “Moreover, customers value services that go above and beyond pure insurance coverage.”

Accident cover. Accident manager
In Germany alone, more than eight million people a year are injured in an accident. 70 percent of all accidents happen outside of work but there is no statutory accident insurance to cover this. Coverage only applies in a professional environment – for accidents that occur at, or on the way to and from work. The costs resulting from an accident are not covered by the State (e.g. costs for everyday help, chauffeur-driven transfers or a personal rehab trainer). ERGO accident cover includes the entire spectrum – from affordable life insurance to premium protection, and also offers improved benefits for the degree of disability to limbs. A modern, comprehensive accident insurance policy, however, provides far more than just financial security. It assists the customer during all stages following an accident. “You need to experience your cover and that’s why we offer numerous assistance and rehabilitation measures, rounded off with an accident manager – a personal contact partner and coordinator for customers, so that they are able to get back on their feet as quickly as possible”, says Hofmann.

Home contents insurance with house and flat assistance policy
Loss statistics with regards to home contents insurance speak for themselves: there are 280,000 counts of fire damage annually and 438 burglaries every day in Germany. The new home contents basic cover offers protection at a low entry-level price and can be extended by purchasing numerous modules. For example, the new house and flat assistance policy ensures rapid help for emergencies at home. Assistance and advice is available to customers 24/7, and the right specialist is always on hand. Calling out a locksmith, pipe cleaning and pest control, for example, are all covered. The “gross negligence” module enables customers to receive full compensation – even if they have caused damage due to gross negligence.

Savings and additional Cover
The higher the class of insurance coverage, the more there is to be saved: by taking out premium ERGO home contents insurance, savings of more than 30 percent can be made, for example. With premium ERGO accident cover, this figure is almost 50 percent.

More information:

 Markus Hofmann Markus Hofmann

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For further information, please contact:

Dr. Claudia Wagner

Media Relations
Dr. Claudia Wagner

Tel +49 211 477-2980
Fax +49 211 477-3113

About the ERGO Group AG 
ERGO is one of the major insurance groups in Germany and Europe. Worldwide, the Group is represented in over 30 countries and concentrates on Europe and Asia. Within the group, three entities manage domestic and international business, as well as digital and direct business (ERGO Deutschland, ERGO International and ERGO Digital Ventures). About 44,000 people work for the Group, either as salaried employees or as full-time self-employed sales representatives. In 2016, ERGO recorded a premium income of 17 billion euros and rendered benefits to customers of 16 billion euros. ERGO is part of Munich Re, one of the world's leading reinsurers and risk carriers.
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This press release contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Group. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forwardlooking statements or to conform them to future events or developments.

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