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The new VORSORGE Care Pension plus offers both a guaranteed provision as well as earnings perspective

Press release 28 April 2016

VORSORGE Luxemburg Lebensversicherung – a subsidiary of ERGO Group – adds to its portfolio a long-term care insurance pension against single premium for customers in Germany. The customer individually and flexibly determines the amount and scope of support in case of need for care. The insurance is based on a capital market investment concept, thus offering a possible additional increase of the guaranteed pension.

Even in the middle years of life, it is possible to provide for nursing case care. With the new VORSORGE CarePension plus, the customer individually determines up to which amount a guaranteed monthly pension will be paid in a case of need for care. The pension is set up with a single premium of a minimum 10.000 Euros. In addition, it is possible to decide whether the care levels 1-3, just level 3 or also care level 0 shall be insured. Moreover, for each care level a different monthly pension rate may be agreed. The pension can absorb part of the high costs of long-term care, whether the customer is cared for at home or in inpatient care. The insurer invests the single premium in the capital market. Depending on the performance of the investment concept, the monthly pension may increase.

Further flexible options are a one-off payment when nursing care is first needed to cover higher initial costs. A later additional pension increase can also be arranged, e.g. if the family situation changes. Part or full termination of the contract is possible.

Frank Wittholt, member of the VORSORGE Lebensversicherung Management Board: “The new CarePension plus offers a lot of advantages to customers in Germany aged 40+ who want to minimize their worries regarding long-term care provision in an instant. This product is the right choice for people who want a guaranteed pension and an option to profit from possible return chances.”


More information:

VORSORGE PflegeRente plus

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For further information, please contact:

ERGO Group AG
Media Relations
Tina Johanna Kunath

Tel +49 211 477-2324
Fax +49 211 477-3113
tina.kunath@ergo.de
media-relations@ergo.de



About the ERGO Group AG 
ERGO is one of the major insurance groups in Germany and Europe. Worldwide, the Group is represented in over 30 countries and concentrates on Europe and Asia. ERGO offers a comprehensive spectrum of insurance, provision and services. In its home market of Germany, ERGO ranks among the leading providers across all segments. About 43,000 people work for the Group, either as salaried employees or as full-time self-employed sales representatives. In 2015, ERGO recorded a premium income of 17.9 billion euros and rendered benefits to customers of 16.8 billion euros. ERGO is part of Munich Re, one of the world's leading reinsurers and risk carriers.
More at www.ergo.com



Disclaimer
This press release contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Group. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forwardlooking statements or to conform them to future events or developments.


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