Instant and flexible accident insurance cover via smartphone

Press release 23 March 2016

Many Germans spend the Easter break riding their mountain bikes, going climbing or on the ski slopes. If anything untoward happens, most of them are not covered by insurance. According to an Allensbach study, an opinion polling institute, 63 percent of people over the age of 14 do not currently have personal accident insurance. Last-minute insurance cover can be taken out for one person or the entire family flexibly using a smartphone with the accident protection mobile app by ERGO Direkt – on the way during a stop at a service station or even after having arrived on-site.

Users can take out accident cover for one to 27 days with immediate effect, and it is valid worldwide. The “Komfort” accident cover option includes disability and accidental death benefits; ERGO also reimburses costs for recovery and cosmetic procedures. A daily hospital allowance and out-of-pocket payment for medicines are also included in the cover. The “Premium” option also contains compensation and more extensive benefits for the degree of disability to limbs. The benefits included in the cover are explained in detail in the app.

To take out cover, it is only necessary to have a smartphone with Internet access, the accident protection mobile app and an account with online payment service PayPal. In the event of an accident, users can report it directly to ERGO Direkt using the app.

The app is currently available via the App Store and Google Play Store. Further information can be found at (German).

For further information, please contact:

Florian Amberg

ERGO Insurance Group
Media Relations
Florian Amberg

Tel +49 211 477-3174
Fax +49 211 477-3113

About the ERGO Direct Insurance 
With roughly 4.5 million customers, ERGO Direkt is the most popular German direct insurer. The company specialises in simple, easy-to-understand products to meet the typical requirements of private households. Important products in this context are supplementary dental cover, death benefits insurance, term life insurance and occupational disability cover. Streamlined processes and fast processing enable it to offer attractive premiums. Around 1,800 employees currently work at the head office in Nuremberg/Fürth. ERGO Direkt Versicherungen are a company of the ERGO Insurance Group and thus part of Munich Re, one of the leading reinsurers and risk carriers worldwide.
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This press release contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Direct Insurance. Known and unknown risks, uncertainties and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation and performance of our Company. The Company assumes no liability to update these forwardlooking statements or to conform them to future events or developments.

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