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Facts and figures ERGO Insurance Group at a glance
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| ERGO Insurance Group |
|
2008 |
2007 |
Change
prev. year (%) |
| Total premiums |
€ million |
17,711 |
17,385 |
1.9 |
| Gross premiums written |
€ million |
16,578 |
16,401 |
1.1 |
| |
| Net expenses for claims and benefits |
€ million |
13,896 |
15,888 |
-12.5 |
| |
| Investment result |
€ million |
2,871 |
5,351 |
-46.4 |
| Result before impairment losses of goodwill |
€ million |
584 |
1,070 |
-45.4 |
| Consolidated result |
€ million |
92 |
781 |
-88.2 |
| |
| Investments |
€ million |
108,247 |
104,258 |
3.8 |
| Technical provisions (net) |
€ million |
98,939 |
95,108 |
4.0 |
| Equity |
€ million |
3,734 |
5,081 |
-26.5 |
| |
| Full-time representatives |
|
21,709 |
20,772 |
4.5 |
| Salaried employees |
|
31,508 |
29,127 |
8.2 |
| |
| Group earnings per share in accordance with IFRS |
€ |
0.99 |
9.78 |
-89.9 |
| Dividend per share |
€ |
- |
13.25 |
- | |
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Facts and figures life business
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| Life business |
|
2008 |
2007 |
| Total premiums |
€ million |
7,185 |
7,313 |
| Gross premiums written |
€ million |
6,053 |
6,330 |
| Investment result |
€ million |
2,193 |
3,613 |
| Net expenses for claims and benefits* |
€ million |
6,275 |
7,912 |
| Net operating expenses |
€ million |
949 |
904 |
| Consolidated result |
€ million |
20 |
240 |
| * including policyholders´ dividends | |
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Facts and figures health business
|
| Health business |
|
2008 |
2007 |
| Gross premiums written |
€ million |
5,447 |
5,317 |
| Investment result |
€ million |
537 |
1,272 |
| Net expenses for claims and benefits* |
€ million |
4,913 |
5,490 |
| Net operating expenses |
€ million |
649 |
629 |
| Consolidated result |
€ million |
6 |
130 |
| * including policyholders´ dividends | |
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Facts an figures poperty/casualty business
|
(without legal expenses)
| Property/Casualty business |
|
2008 |
2007 |
| Gross premiums written |
€ million |
4,182 |
3,864 |
| Investment result |
€ million |
237 |
402 |
| Net expenses for claims and benefits |
€ million |
2,196 |
1,969 |
| Net operating expenses |
€ million |
1,116 |
1,043 |
| Consolidated result |
€ million |
345 |
496 |
| Combined ratio |
% |
90,2 |
93.1 | |
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Facts and figures legal expenses business
|
| Legal expenses business |
|
2008 |
2007 |
| Gross premiums written |
€ million |
917 |
908 |
| Investment result |
€ million |
78 |
97 |
| Net expenses for claims and benefits |
€ million |
500 |
489 |
| Net operating expenses |
€ million |
343 |
344 |
| Consolidated result |
€ million |
97 |
116 |
| Combined ratio |
% |
93.5 |
94.5 | |
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Facts and figures international business
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| International business |
|
2008 |
2007 |
| Total premiums |
€ million |
4,251 |
3,780 |
| Gross premiums written |
€ million |
3,959 |
3,530 |
| Investment result |
€ million |
228 |
457 |
| Net expenses for claims and benefits |
€ million |
2,375 |
2,318 |
| Net operating expenses |
€ million |
910 |
827 |
| Consolidated result |
€ million |
15 |
177 | |
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Annual reports The ERGO annual reports can be downloaded.
Download annual reports
Hard copies of the ERGO annual reports and accounts can be ordered free of charge.
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