|
|
 |
|
| ERGO Versicherungsgruppe at a glance |
|
2007 |
2006 |
Change
prev. year (%) |
| Total premiums |
€ million |
17,385 |
16,778 |
3.6 |
| Gross premiums written |
€ million |
16,401 |
15,930 |
3.0 |
| |
|
|
|
|
| Net expenses for claims and benefits |
€ million |
15,888 |
15,097 |
5.2 |
| |
|
|
|
|
| Investment result |
€ million |
5,351 |
4,876 |
9.7 |
| Result before impairment losses of goodwill |
€ million |
1,070 |
1,119 |
-4.5 |
| Consolidated result |
€ million |
781 |
889 |
-12.2 |
| |
|
|
|
|
| Investments |
€ million |
102,079 |
100,033 |
2.0 |
| Technical provisions (net) |
€ million |
95,108 |
92,779 |
2.5 |
| Equity |
€ million |
5,081 |
4,629 |
9.8 |
| |
|
|
|
|
| Full-time representatives |
|
20,772 |
22,302 |
-6.9 |
| Salaried employees |
|
29,127 |
28,310 |
2.9 |
| |
|
|
|
|
| Group earnings per share in accordance with IFRS |
€ |
9.78 |
11.14 |
-12.2 |
| Dividend per share |
€ |
13.25 |
1.60 |
728.1 | | |
|
| Life business |
|
2007 |
2006 |
| Total premiums |
€ million |
7,313 |
7,352 |
| Gross premiums written |
€ million |
6,330 |
6,503 |
| Investment result |
€ million |
3,613 |
3,190 |
| Net expenses for claims and benefits* |
€ million |
7,912 |
7,722 |
| Net operating expenses |
€ million |
904 |
883 |
| Consolidated result |
€ million |
240 |
216 |
| * including policyholders´ dividends | | |
|
| Health business |
|
2007 |
2006 |
| Gross premiums written |
€ million |
5,317 |
5,102 |
| Investment result |
€ million |
1,272 |
1,238 |
| Net expenses for claims and benefits* |
€ million |
5,490 |
5,253 |
| Net operating expenses |
€ million |
629 |
595 |
| Consolidated result |
€ million |
130 |
101 |
| * including policyholders´ dividends | | |
|
| Property/Casualty business (without Legal expenses) |
|
2007 |
2006 |
| Gross premiums written |
€ million |
3,864 |
3,474 |
| Investment result |
€ million |
402 |
405 |
| Net expenses for claims and benefits |
€ million |
1,969 |
1,649 |
| Net operating expenses |
€ million |
1,043 |
935 |
| Consolidated result |
€ million |
496 |
616 |
| Combined ratio |
% |
93.1 |
89.4 | | |
|
| Legal expenses business |
|
2007 |
2006 |
| Gross premiums written |
€ million |
908 |
870 |
| Investment result |
€ million |
97 |
113 |
| Net expenses for claims and benefits |
€ million |
489 |
470 |
| Net operating expenses |
€ million |
344 |
338 |
| Consolidated result |
€ million |
116 |
127 |
| Combined ratio |
% |
94.5 |
95.3 | | |
|
| International business |
|
2007 |
2006 |
| Total premiums |
€ million |
3,780 |
3,277 |
| Gross premiums written |
€ million |
3,530 |
3,059 |
| Investment result |
€ million |
457 |
428 |
| Net expenses for claims and benefits |
€ million |
2,318 |
1,983 |
| Net operating expenses |
€ million |
827 |
704 |
| Consolidated result |
€ million |
177 |
232 | | |
|
|