With premium income amounting to over 17 billion euros, ERGO is one of the major insurance groups in Europe. Worldwide, ERGO is represented in over 30 countries, focussing on the regions of Europe and Asia. In Europe, ERGO is No. 1 in the health and legal expenses insurance segments. Within the home market of Germany, ERGO is among the market leaders across all the different insurance segments. Over 50,000 people work full-time for the ERGO Group, either as salaried employees or as full-time self-employed sales representatives.
ERGO offers a wide spectrum of different types of insurance as well as fund products and other services, and intends to be the permanent No. 1 choice for all provision and insurance needs of its customers. 34 million customers currently place their trust in the services, expertise and security provided by ERGO and its companies.
In Germany, 15 million clients place their faith in the strong brands of D.A.S., DKV Deutsche Krankenversicherung, Hamburg-Mannheimer, KarstadtQuelle Insurance and Victoria. They make use of economies of scale within the ERGO Insurance Group: A harmonised IT ensures fast processes and many procedures are streamlined across the brands. Functions like Accounting, Controlling and Risk Management are centralised on the ERGO level. Customers benefit from this via attractive premium rates and highest quality service.
ERGO has the right sales channel for every customer: 21,000 self-employed sales representatives, staff working in direct sales, as well as insurance brokers and strong co-operation partners both in Germany and abroad look after our customers. ERGO maintains a far-reaching sales partnership with the major European bank UniCredit Group both in Germany as well as in Central and Eastern Europe.
ERGO is part of the Munich Re Group, one of the leading risk carriers worldwide. Under its umbrella, both primary insurer and reinsurer capitalise on opportunities to turn risk into value. The investments undertaken by the Munich Re Group amounting to approximately 175 billion euros are managed by the joint asset management and fund company, MEAG. Munich Re holds a 94.7 percent stake in ERGO.
Ratings of the ERGO companies.