• Founded in 1997, the ERGO Versicherungsgruppe AG is the strategic Management Holding of the ERGO group with headquarters based in Düsseldorf
• The Holding overtakes leading functions in Germany and abroad for several central and cross-section departments - i.e. Accountig, Company Organisation, Controlling, Finance, IT and Sales Coordination
• Largest shareholder is Munich Re holding 94.7 % of the ERGO shares

• Founded in 1853 with headquarters based in Düsseldorf
• The Group’s “allround“ insurer offers life, health, property and casualty insurance, all providing an extensive service
• Products for private, commercial and industrial needs

• Founded in 1899 with headquarters in Hamburg
• No. 2 in property and casualty insurance and one of Germany's leading life insurers
• Comprehensive range of products for private customer business in life insurance and property and casualty insurance

• Founded in1927 with headquarters based in Cologne
• Largest private health insurer in Europe
• As the “Health Organization“ it combines innovative products in comprehensive and supplementary health insurance, health services and health care

• Founded in 1928 with headquarters based in Munich
• Europe’s no. 1 in legal expenses insurance
• Represented in 16 countries outside Germany and market leader in nine of them

• Founded in 1984 with headquarters based in Nuremberg
• Germany’s first choice for a direct insurer with more than 3.4 million customers
• Insurance of the individual focussing on old-age provision and annex products (e.g. warranty extensions)

• Founded in 1999 with headquarters based in Munich
• Second largest asset management company in the domestic insurance industry
• Innovative financial services provider for both private and institutional customers. Numerous awards for management skills in respect of securities and real estate

• Founded in 2001 with headquarters based in Düsseldorf
• An independent consulting firm for company pension schemes and remuneration
• Advisory service, assessment and administration of corporate pension schemes and remuneration systems

• Founded in 2000 with headquarters based in Düsseldorf
• An internal IT service provider for the ERGO Insurance Group
• Provides solutions for software, hardware as well as computer and networking architecture

• Founded in 2002 with headquarters based in Düsseldorf
• Joint Venture between ERGO (50%) and Arcandor (50%)
• A marketing and sales company for insurance and banking products with access to 19 million Karstadt customers

• Founded in 1930 with headquarters based in Hilden
• Life and annuity insurances – especially unit-linked insurance business – as well as vocational disability supplementary insurance cover
• Develops and administers products for other insurers and sales companies (“Insurance factory“)

• founded in 2005 
• overtakes existing companies pension liabilities, both as benefits promoses or by way of a relief fund against payment of a single premium*
• Transformation business frees the balance sheet from pension reserves and impoves balance sheet figures

*A pension plan is currently being discussed with the German Federal Financial Supervisory Authority.